2022

What You Need To Know About Enrolling In Medicare Part A

Medicare enrollment can be tricky, especially if you’re trying to get coverage on your own. Applying for Medicare Part A requires careful consideration of your current and future healthcare needs. Before you decide to enroll, there are several factors that you should consider. Make Sure You Need Medicare Part A First, if you already have coverage through an employer or other group health plan, it may be beneficial to wait until that plan ends before signing up for Part A benefits.…

Commercial Insurance Basics: Things Every Business Owner Should Know

One of the areas where many business owners struggle is ensuring adequate insurance protections for their investments. Unfortunately, insurance is one of those elements that’s often misunderstood, and it leads to some potentially costly mistakes when you’re not properly informed. Before you make any decisions about your company’s commercial insurance portfolio, there are a few things that you should understand. Even Sole Proprietors Need Insurance You may have heard that you only need to worry about commercial insurance if you have employees.…

4 Tips To Get An Affordable Yacht Insurance Policy

Are you purchasing a boat to spend time sailing abroad? Perhaps a sailboat or a catamaran to sail the Caribbean, South America, or maybe even Europe and Asia? It can be an exciting adventure, but also a risky one. You’ll likely have almost all your possessions on your boat, which will essentially be your home during the journey. Yacht insurance can protect you during your trip by covering costs for repairs, damage, and even total loss of the boat.…

4 Things You Should Know About Liability Car Insurance

Liability coverage is a form of auto insurance. Essentially, it covers third parties’ expenses when you cause an accident. In addition, this coverage may shield your property if you face a lawsuit after a crash. This form of insurance is utterly essential for many drivers. Here are four things you should know about liability coverage. 1. What Can It Cover Liability insurance can cover certain expenses when you cause harm to other people during an accident.…

The Top 3 Benefits Of Choosing A Medicare Advantage Plan

With so many different insurance options to choose from, it can often be difficult for Medicare recipients to determine which option is best for them. Should they stick with original Medicare, or perhaps purchase a Medicare supplement plan? Well, while there is no single answer that is right for everyone, many people ultimately find that the option of a Medicare Advantage plan is the most beneficial option for them. Taking the time to learn more about some of the benefits that Medicare Advantage plans have to offer can help you to decide if this is the right option for you as well.…

3 Great Tips For Finding The Most Affordable Car Insurance

Drivers in virtually every state are required by law to carry an auto insurance policy that protects them and others on the road. While this may seem straightforward enough, comparing auto insurance policies can quickly come to seem like more stress than its worth. For this reason, many drivers simply give up and resign themselves to paying far more than they need to for an auto insurance policy. To avoid this, take a look below at just three of the most helpful tips for finding a cheap auto insurance policy that works for you.…

Three Additions Or Options You Should Make Sure You Add To Your Commercial Auto Insurance Policy

If you are opening a new business where you will use one or more vehicles for commercial purposes, you have likely already started looking into commercial auto insurance. You should know though that commercial policies are a bit different than the one that currently covers your personal vehicle, and you might also need to add some additional options to the policy to make sure you are fully covered for your specific use case.…

Four Indications That You Should Choose An Indexed Universal Life Insurance Policy

Choosing a life insurance policy can be challenging and confusing. One of the options you will have when you’re on the market for life insurance is an indexed universal life insurance policy. This might be a good option for you depending on your situation and goals. The following are four indications that you should choose an indexed universal life insurance policy.  You want to have the option of creating tax-free cash flow.…

3 Reasons Sole Proprietors Should Buy Business Insurance

Unfortunately, far too many sole proprietors neglect the need to purchase business insurance. This is especially true of proprietors who operate their business out of their home. If you are currently among these small business owners, you will want to rethink your decision not to purchase commercial insurance. Continue reading to learn more about the three reasons why all sole proprietors should have business insurance. Reason #1: Protect Your Business Assets…