Car Add-Ons That Will Reduce Your Automobile Insurance

Your car has a lot to do with your automobile insurance. Not only is the year, make, model, and even color of your car factored in when calculating your insurance premiums, but so are the add-ons and modifications that you've made to your vehicle. In particular, anything that can increase the safety and security of your vehicle could lead to a discount. Here are some of the most popular ones.

Daytime Running Lights

Daytime running lights are always running. This increases the visibility of your vehicle, especially in poor weather conditions. These lights will usually run automatically when you start your car, rather than having to be engaged. From there you can switch them to your night running lights or your bright lights, if you need them. 

Adaptive Headlights

In addition to daytime running lights, some insurance companies also offer discounts for adaptive headlights. These lights change to meet the environment automatically, thereby making it easier for the driver to remain safe.

Security Systems

A security system will protect your car and the items within your car from theft. Security systems can dissuade vandalism and even occasionally protect you, if you can trigger it remotely. Many cars don't have an internal security system but they can usually be installed for a fairly trivial cost. A security system can also be calibrated depending on your area; don't worry about them triggering unnecessary. Most issues people have with their security system is simply a car alarm that has been poorly attuned.

Anti-Lock Brakes

Anti-lock braking systems are designed to improve safety during potentially dangerous driving conditions. This includes everything from bad weather to badly damaged roads. An ABS system prevents skidding automatically, to make it easier for you to maintain control. Most modern cars already come with an anti-lock braking system installed, though older cars can be modified.

Backup Cameras

A backup camera doesn't have to come with the car. They can be installed and mounted directly on the dashboard. A good deal of accidents that an auto insurance company needs to pay out for occurs in the parking lot. A backup camera will substantially reduce this risk.

Overall, nearly anything that you add to your vehicle to make it safer and easier to drive will also have a corresponding auto insurance discount. Make sure to ask about any vehicle-related discounts the next time you're pricing out a policy. You may also want to contact them if you've recently upgraded your vehicle with any of the above.