3 Ways To Keep Your Teenager's Car Insurance Down

If you have a teenager who just got their driver's license, then you are probably dreading paying for their insurance. Auto insurance for teenagers can be really expensive. However, there are a few things that you can do that will help keep your teen's auto insurance premiums down. 

Good Grades

Many insurance companies will give discounts on auto insurance based on your teen's grades. The theory is that kids that work hard to get good grades are going to be somewhat more responsible and careful and that will translate over to their driving. You'll have to check with your insurance company to see how high your teen will have to keep their grades in order to qualify for the discount. An added bonus to this is that you can tell your kid that if they don't keep their grades up, they can't drive until they get them back up. 

Safe Driving Courses

Safe driving courses are different to driver's ed classes. A safe driving course assumes that the person taking the class already has the basic driving skills down. The course is there for people who want to improve their driving skills and become a better driver. The courses will let your teen learn how to drive more defensively, which means that they will be able to better avoid accidents. You can find these classes at some driver's ed businesses, but your insurance company may also offer a safe driving program that you can take advantage of. If you take a safe driving course with your teen, you may also see a discount on your auto insurance. 

Multi-Policy Discounts

Another way that you can get some discounts on your child's car insurance is to talk to your insurance company about discounts if you have all your insurance policies with them. If you can combine your homeowner's, health, auto, and life insurances all to one company, then you may be able to get a discount on all of them. If you don't want them all at one company or you can't switch certain policies over, you may still be able to get a discount for having more than one policy with a company. 

Your teen is probably champing at the bit to get out and start driving. You are probably worried about how much your insurance is going to go up. There are ways that you can keep your teen's insurance down. For more information, contact a business such as Crowel Agency, Inc.